List rent or mortgage, utilities, insurance, phone service, child expenses, pet expenses, loan payments, and subscriptions that could disrupt the household. Record the amount, due date, payment method, and person responsible. Avoid casually sharing bank passwords. Safer options may include scheduled payments, limited account permissions, or direct payment to a provider, depending on the bank or biller. Confirm arrangements with the relevant institution.
For housing, decide who can receive notices, report repairs, secure the property, and collect mail. Review lease, mortgage, homeowner association, or supportive-housing rules for absence, guests, and pets. If housing is unstable, identify which public agency, legal aid service, or qualified professional can explain options. A treatment facility should not be assumed to resolve a lease, eviction, or custody issue unless that support is specifically confirmed elsewhere in writing or during a call from an authorized source. For transportation, record where vehicles will be kept, who is legally permitted and insured to drive them, how payments continue, and how keys are transferred. Do not drive if impaired. Call 911 when there is immediate danger.
- Create a 30-day bill calendar and flag every payment that lacks sufficient funds or an assigned payer.
- Store identification, insurance information, prescriptions lists, court papers, and household contacts in a secure location.
- Verify vehicle permission, registration, insurance, parking, maintenance, and key custody before handing over a car.