Ask the facility to list every category included in its base quote and every category billed separately, if any. Useful topics include assessments, facility charges, professional services, medications, tests, supplies, outside appointments, and discharge-related planning. These are questions, not claims that a particular facility provides or separately bills those items. If a category does not apply, ask the facility to mark it not applicable in writing.
Ask what events can change the estimate: a different start date, a revised plan, added days, services from outside professionals, insurer authorization decisions, or a coverage change. Request the cancellation and refund terms, including what happens if admission does not occur. Also ask whether any balance could be billed later and how billing disputes are handled.
- Included categories and separately billed categories
- Items provided or billed by outside entities, if applicable
- Conditions that may change price or insurance projections